My Mortgage butler

Investment mortgages

Investment mortgages are designed to support your property portfolio goals. We offer expert advice on choosing the right loan and maximizing your returns, helping you make informed decisions for successful investment financing.

It’s cost and obligation-free

Access to 35+ lenders to get you your most suitable loan

Investment Mortgages

My Mortgage Broker specialises in assisting investors with small to medium property portfolios. We help you find loans that not only secure your ideal investments but also structure your financing to align with your financial goals. We frequently collaborate with accountants and financial advisors to develop solutions that complement your existing strategies and ensure your investment plans are met effectively.

What to look for in an investment property

Location

Location is key in finding the right investment property. Look for properties in areas with strong growth potential, good schools, and access to amenities and public transport.

Check for any planned development, such as transportation links, parks, schools, or shopping centres, which could increase demand for the area and, in turn, increase the appeal and value of the property.

Property Type

Consider the type of property that aligns with your investment strategy and goals. Whether you are looking at a house, townhouse, or apartment, each comes with different considerations, such as the type of tenants, maintenance, and the balance between strong growth and strong rental yield.

Property Condition

Carefully evaluate the condition of the property. A newer or well-maintained property might have a higher initial price but could save you money on repairs in the long run. On the other hand, a fixer-upper may require a lower initial investment and provide the opportunity to increase its value, but it will require a willingness to manage renovations.

Capital Growth

Consider the potential for capital growth. Capital growth is essential for expanding your property portfolio as it allows us to tap into any equity gained and use it for your next property.

Market Trends

Look at local property price trends, rental demand, and vacancy rates. Identifying patterns can help you predict which areas are on the rise.

Rental Yield

Get an independent rental appraisal and consider the property’s potential rental income and yield. Higher rental yields can be appealing for managing your cash flow; however, most investors seek a balance between rental yield and capital growth.

Property Expenses and Cashflow

Break down all your holding costs, including mortgage repayments, property taxes, rates, insurances, body corporate fees (if applicable), maintenance, and property management fees. Compare them against your rental income to determine your net cash flow.

Tax Benefits

Speak with your accountant to understand the various tax benefits and methods for structuring your investment property to maximise your position and savings.

Return on Investment

Look at your annual capital growth against your cash flow to calculate your return on investment. A solid investment should offer a competitive return compared to other options.

Schedule a consultation to explore your options and expand your property portfolio with expert assistance today.

Do you need help deciding whether you should invest in property? Let’s work it out together. My Mortgage Butler can help you decide on your next investment steps.

It’s cost and obligation-free

How My Mortgage Bulter can assist property investors

Assess Financial Situation

We will review your current home lending and property to assess your capacity to consider purchasing another property. We are honest, have your best interests in mind, and want you to get the most out of your properties.

Structuring your investment loan for success

When it comes to investment lending, it is important that your home loan is aligned with your investment strategy and goals. We frequently work closely with accountants and financial advisors to develop solutions that complement your existing strategy, ensuring your investment plans are effectively met.

Help you find the right investment home loan

We understand the complexities of the lending market and will help you find a home loan tailored and structured to fit your investment strategy, goals, and requirements.

Manage your application from Approval to Settlement.

We recognise that many investors are incredibly busy and time-constrained. We take care of all the behind-the-scenes admin tasks, from preparing your application to approval and settlement, saving you time and ensuring a smooth and stress-free buying experience.

Regular Reviews

We will regularly review your portfolio and situation and let you know as soon as you have the available equity and capacity to pursue your next property.

Why Choose My Mortgage Butler?

Genuine advice

We prioritise your best interests. With our guidance, you can trust that you're making the most informed decisions for your property portfolio. If a particular choice is not financially advantageous, we'll provide honest feedback and ensure you fully understand our reasoning.

We check in with you annually

Get support from a mortgage broker who checks in with you. The most suitable loan for your investment property today might not be the same in two years. We'll keep in touch to make sure you're supported with the right advice.

Home loans delivered sooner & with clarity

Do you have current properties and are looking to expand? We can assess your situation and navigate the industry so you can start investing sooner rather than later.

You'll always know where your investment loan is at

We don't leave you in the dark. Our team will provide regular updates as we progress through your investment loan's research, application, and approval stages. You're always welcome to ask us a question at any stage of your home loan journey.

Spend less time on paperwork & more time scrolling real estate listings

It's important to us that you get to enjoy the investment property process. Spend more time scrolling through real estate listings and attending open homes; we'll take care of all the behind-the-scenes admin.

We're rated 5 stars from 40+ Google Reviews.

A mortgage broker like terence really cares

Terence and the team have been incredibly helpful saving me thousands off my home loan. Banks do not care about you but a mortgage broker like terence really cares about all his customers and best interests for you! All banks want are profits but Terence found the best deal possible and how to save as much interest to pay off our home quicker! If it weren’t for his knowledge we would be screwed. He structured all our loans and investments the best way!

From "can we afford a house" through to now living in our own home.

Rhys took us from "can we afford a house" through to now living in our own home. He was kind, respectful and understanding and is continuously following up with our many questions. Highly recommended.

A great help

Rhys from My Mortgage Butler has been a great help in getting me a home loan in a very short period of time. Rhys guided me all the way till the end and even after handover. If you need a home loan, My Mortgage Butler and team are the peolple u need to contact ❤️

Always available for any questions

Rhys has been very helpful and supported me through the process of buying my first home. He was always available for any questions and stepped me through the process. Thank you so much for all your help Rhys! I would highly recommend My Mortgage Butler!!

Home loans that work for you

My Mortgage Butler makes your home loan work for you. Get a loan that suits your current financial situation, your goals, and your future.

It’s cost and obligation-free

Investment mortgages

Access to 35+ lenders to get you your most suitable loan

Investment Mortgages

What to look for in an investment property

Location

Property Type

Property Condition

Capital Growth​

Market Trends

Rental Yield

Property Expenses and Cashflow

Tax Benefits

Return on Investment

Schedule a consultation to explore your options and expand your property portfolio with expert assistance today.

How My Mortgage Bulter can assist property investors

Assess Financial Situation

Structuring your investment loan for success

Help you find the right investment home loan

Manage your application from Approval to Settlement.

Regular Reviews

Why Choose My Mortgage Butler?

Genuine advice

We check in with you annually

Home loans delivered sooner & with clarity

You'll always know where your investment loan is at

Spend less time on paperwork & more time scrolling real estate listings

We're rated 5 stars from 40+ Google Reviews.

Home loans that work for you

Capital Growth